- No overseas transaction fee on purchases, including online from international websites
- Waived cash advance fee at overseas ATMs when you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas. A cash advance fee will apply to any other cash advances on your account. ATM operator fees may apply
- 40,000 bonus Reward Points, when you spend $1,000 on eligible purchases in the first 3 months from approval. New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee currently $120)
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage, T&Cs apply)
- Rental Vehicle Excess in Australia Insurance, Extended Warranty Insurance, and Purchase Protection Insurance
- $120 annual fee ($65 Annual Account fee + $55 Rewards Program fee)
- Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent
- Redeem your ANZ Reward Points for Velocity Frequent Flyer Points, Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer miles or Asia Miles. Or you can redeem ANZ Reward Points for ANZ Cashback and Gift Cards
- 1 Reward Point = 0.5 Velocity Points
- Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay
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ANZ Credit Cards
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Updated 14 June 2024
This card is no longer available for application. This information has been left for those who still have the card or were previously interested
Australians spend over $1 million a day just on foreign credit card fees. This card has none. Great for travellers plus people that buy online in other currencies. Also no cash advance fees when overseas. Get 40,000 bonus Reward Points, when you spend $1,000 on eligible purchases in the first 3 months from approval. This card can pay for itself.
T&Cs, fees and charges apply (including annual fee currently $120).
Points Earn Rate (per $1 spent)
1.5 points
per $1 up to $2000, then 0.5 pts per $1 over $2,000
Rewards Program
ANZ Rewards
Bonus Points
40,000 pts
Spend $1,000 in the first 3 months
Pros and cons
- High purchase rate
Creditcard.com.au review
Editor Review
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Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
The ANZ Rewards Travel Adventures Credit Card
If you think of yourself as something of an adventure traveller, you may have considered applying for a travel rewards card to fund your voyages and explorations. Designed to let you do just that, the ANZ Rewards Travel Adventures Card may well be worth a closer look.
Providing a great array of travel-related benefits, this card could help you earn points on your everyday purchases, to redeem against your next overseas adventure. Want to find out more?
What we love...
One of the things we love most about the ANZ Rewards Travel Adventures Card is its introductory offer. If you apply for this card and spend $1,000 on eligible purchases within the first three months of card approval, you will be credited with 40,000 bonus Reward Points to spend as you like.
With this card you pay no overseas transaction fee on your overseas purchases, including online from international websites. Another thing which is very convenient and comforting to know is that if you need to withdraw cash from a branch or ATM located overseas using your ANZ Rewards Travel Adventures Card, you will not get charged a cash advance fee. ATM operator fees may apply.
And the card’s earn rate? Using the ANZ Rewards Travel Adventures Card, you could earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases thereafter. You could be jetting around the world on those points in no time!
Cashback! ANZ Rewards Travel Adventures Card also provides the opportunity to earn cashback when you shop with Cashrewards. Join for free to access cashback offers from more than 2,000 popular brands and enjoy shopping for travel, fashion, sport, tech, and toys.
What’s not so great...
Taking a look at the small print, it’s a good idea to check the terms, conditions and eligibility requirements for all offers and features before you apply.
In addition, you should also look at the annual fees and rates of interest on purchases and cash advances to work out how much you will pay out on the card.
Why should you choose this card?
There are plenty of other reasons why you might want to apply for the ANZ Rewards Travel Adventures Card. One of these is the awesome options on how to redeem your bonus ANZ Reward Points. With the current welcome offer of 40,000 ANZ Reward Points, you could redeem them for one of the following:
- $150 digital gift card which you can use at one of our 25 leading retailers, including JB Hi-Fi, Endota Spa, Myer and Bunnings
- $160 ANZ Cashback which you can use to either reduce your ANZ Rewards credit card balance or be credited to an eligible ANZ bank account
- Airline partner points which you can redeem an initial minimum of 2,000 ANZ Reward Points for 1,000 Velocity Frequent Flyer Points; 3,000 ANZ Reward Points for 1,000 Asia Miles; 1,500 ANZ Reward Points for 500 Singapore Airlines KrisFlyer miles; and 2,000 ANZ Reward Points for 10 Airpoints Dollars.
Cardholders can also benefit from complimentary International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess In Australia Insurance, Purchase Protection Insurance, Extended Warranty Insurance, and no transaction fees on overseas purchases.
In terms of everyday use, the card also offers up to 55 days interest-free on purchases, and compatibility with Apple Pay®, Google Pay™ and Samsung Pay™.
Overall Rating
A great example of a travel rewards card with a good earn rate, great travel-related perks and no overseas transaction fee on purchases.
User reviews
Rates and fees
Interest rates
Purchase rate 20.24% p.a.
Cash advance rate 21.24% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $6,000
Maximum credit limit N/A
Fees & repayments
Annual fee $120 p.a.
Additional cardholder fee Up to 9 - $65 p.a. each
Foreign transaction fee 0%
Minimum repayment 2% or $25, whichever is greater
Cash advance fee Consumer: 3% (in Australia); 3% of the amount or $4, whichever is greater (for overseas); Commercial: 1.50% or $1.50 whichever is greater
Late payment fee $20
Rewards and points
Rewards program
Rewards Program
ANZ Rewards
Bonus points 40,000 points
Annual points cap uncapped
Bonus points spend criteria Spend $1,000 in the first 3 months
Earning points with this card
ANZ Rewards points 1.5 points per $1 spent
Points cap per month per $1 up to $2000, then 0.5 pts per $1 over $2,000
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes
Flight Inconvenience Insurance No
Transit Accident Insurance No
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Domestic Travel Insurance
No overseas transaction fees on purchases
Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay
Overview
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Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period. This card comes with complimentary International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess In Australia Insurance, Purchase Protection Insurance and Extended Warranty Insurance. No overseas transaction fees on purchases. With Apple Pay, Google Pay and Samsung Pay, you can use your compatible device to tap and pay using your ANZ Rewards Travel Adventures card.
Key features
- No overseas transaction fee on purchases, including online from international websites
- Waived cash advance fee at overseas ATMs when you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas. A cash advance fee will apply to any other cash advances on your account. ATM operator fees may apply
- 40,000 bonus Reward Points, when you spend $1,000 on eligible purchases in the first 3 months from approval. New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee currently $120)
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage, T&Cs apply)
- Complimentary Rental Vehicle Excess In Australia Insurance, Purchase Protection Insurance and Extended Warranty Insurance
- $120 annual fee ($65 Annual Account fee + $55 Rewards Program fee)
- Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period
- Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
Recently Asked Questions
Something you need to know about this card? Ask our credit card expert a question.
Ask a question85 questions (showing the latest 10 Q&As)
If i spend $20 000 (off on a holiday) using my Adventures Travel Card ...how much can I redeem in cash?
Thank you ...Yvonne
Hi Yvonne, if you spent that amount in one month on your card, you’d earn 1 point for the first $2000 and then 0.5 points for the rest. That’s around 11,000 points, which ANZ says is around $50 for a Coles gift card (to give you an idea). Information on redeeming points can be found on the ANZ Rewards website.
Do the features of the Rewards Travel Adventures Card still remain regardless if the card has been discontinued
Hi Lelette, this would be one to double check with ANZ but if your card hasn’t expired yet, they should honour whatever the features were of the card when you signed up. Good luck and let us know ANZ’s response!
Does this card cover car hire in the USA
Hi Marilyn, this card only offers rental vehicle excess in Australia. You can check their official insurance PDF for further information. Other cards such as the Amex Explorer, HSBC Platinum Qantas, Citi Prestige among others do offer this insurance. Browse around our site and read our expert reviews to find out more about the cards that offer rental vehicle excess insurance whilst overseas.
Are there any overseas transaction fees using paypal?
Hi Don, if the PayPal transaction is processed in a non-AUD currency, then you can expect no foreign transaction fees.
what happens if I withdraw from ATM cash using the rewards travel adventure card in Australia?
Hi Sally, with this card no matter where you do a cash advance you'll be charged the cash advance rate of interest as soon as the transaction happens.
Have not used it yet
2 November 2019Initial signing up bonus is good. But I think caping 1,5 points only Upto $ 2000 per statement period is not tat great
Recommends this cardCreditcard.com.au Visitor
12 February 2018Weird long name but great card for travel. I flew return Sydney to Perth with the free flight on Virgin. So worth the annual fee. Perfect for overseas travel with no foreign fees.
Recommends this card