- 20.24% p.a. on purchases
- $189 annual card fee ($59 for an additional card holder)
- Complimentary overseas travel insurance
- 0.75 Qantas Points per $1 spent
- Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
- Complimentary Qantas Frequent Flyer membership
Hi, I’m a personal finance expert who loves to help you out! I’ll answer your question within a business day. Pinky swear.
Bank Australia Credit Cards
Bank Australia Platinum Rewards Visa Card
Updated 19 September 2024
Earn 0.75 Qantas Points per $1 you spend on eligible purchases plus one additional Qantas Point per $1 spent on selected Qantas products and services in Australia. Take advantage of up to 55 interest-free days on purchases and enjoy complimentary international travel insurance. T&Cs apply.
Points Earn Rate (per $1 spent)
0.75 points
Capped at 20,000
Rewards Program
Qantas Frequent Flyer
Bonus Points
N/A
Pros and cons
- $59 for an additional card holder
- Monthly Qantas Points are capped at 20,000
Creditcard.com.au review
Editor Review
Bank Australia Platinum Rewards Visa Card
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
The Bank Australia Platinum Rewards Visa Card
With this card you earn 0.75 Qantas Point per $1 spent and gives you the bonus of free Qantas Frequent Flyer Membership. If you spend on Qantas products and services in Australia you earn one additional Qantas point per $1 spent. Monthly Qantas Points will be capped at 20,000.
The additional card holder fee is quite high at $59.
User reviews
Rates and fees
Interest rates
Purchase rate 20.24% p.a.
Cash advance rate 20.24% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $189 p.a.
Additional cardholder fee Up to 1 - $59 p.a.
Foreign transaction fee 3%
Minimum repayment 2.5% or $20, whichever is greater
Cash advance fee $3.50 (Low Rate Visa & Visa); $5 (Platinum)
Late payment fee $0
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points N/A
Annual points cap 240,000
Bonus points spend criteria N/A
Earning points with this card
Qantas Rewards points 0.75 points per $1 spent
Points cap per month Capped at 20,000
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes
Flight Inconvenience Insurance No
Transit Accident Insurance No
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance No
Extras
Travel insurance underwritten by Allianz Global Assistance
Eligible with Apple Pay, Samsung Pay and Google Pay
Overview
Bank Australia Platinum Rewards Visa Card
Bank Australia Platinum Rewards Visa credit card lets you earn Qantas Points on eligible purchases, as well as access to a whole range of exclusive Platinum benefits. Complimentary Qantas Frequent Flyer membership and an annual fee of $189.
Key features
- 20.24% p.a. on purchases
- $189 annual card fee ($59 for an additional card holder)
- Complimentary overseas travel insurance
- 0.75 Qantas Points per $1 spent
- Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
- Complimentary Qantas Frequent Flyer membership
- Monthly Qantas Points will be capped at 20,000
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Permanent resident or citizen of Australia
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
Recently Asked Questions
Something you need to know about this card? Ask our credit card expert a question.
Ask a question4 questions (showing the latest 10 Q&As)
i have bank australia platnium card
i get comp travel insurance
how do i get a policy number
Hi Alfred, you’re actually on Creditcard.com.au, Australia’s top credit card comparison site. I suggest contacting Allianz (Bank Australia’s insurance underwriter) directly at 1800 010 075 to get your insurance policy number.
What is the additional cardholder fee?
Hi Bonita, this is $59 p.a.
Is there a cap on QantasPoints per statement? What is the maximum credit limit?
Hi Bonita, I have had a look and it seems that there is no points capping. There is no max credit limit provided by the bank. I would confirm all details before you applied directly with Bank Australia.
Hi do you no of any credit cards with $500 limit with not best credit history and being a single parent on Pention I only would like a $500 limit can you help at all please ???
Hi Samantha, a range of low rate cards offer a $500 limit, subject to credit approval. Each persons situation is unique. An example is the Westpac Low Rate Card.
Featured Credit Cards
Qantas American Express Ultimate Credit Card
50,000 bonus Qantas Points
points earned over 12 months
Creditcard.com.au Visitor
17 September 2016Good services !
Recommends this card