- Earn 80,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
- Earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases per year*
- Two complimentary airport lounge passes per year
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage effective 30 June 2022, T&Cs apply)
- Eligible with Apple Pay, Samsung Pay & Google Pay
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BankSA Credit Cards
BankSA Amplify Signature Credit Card – Qantas
Updated 1 November 2024
Earn 80,000 bonus Qantas points when you apply by 30 April 2025 and spend $6,000 on a new card within 90 days of card approval. Earn 0.75 Qantas Points per $1 spent on eligible purchases* plus, enjoy a full suite of complimentary insurances and two complimentary airport lounge passes each year.
Terms and conditions apply.
Points Earn Rate (per $1 spent)
0.75 points
Capped at $250,000 per year. Bonus Qantas Points excluded in the cap.
Rewards Program
Qantas Frequent Flyer
Bonus Points
80,000 pts
Spend $6,000 on eligible purchases within 90 days
Pros and cons
- 3% foreign transaction fee
- $75 annual Qantas Rewards fee
Creditcard.com.au review
Editor Review
BankSA Amplify Signature Credit Card – Qantas
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
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The BankSA Amplify Signature Credit Card - Qantas
Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing 80,000 bonus Qantas Points. As for extras, cardholders can benefit from Qantas Lounge passes, and complimentary insurance covers.
What we love...
It’s hard to go past 80,000 Qantas Points without thinking about where it could take you. With 83,000 points, you could fly return in business from Sydney to Christchurch, or you could book an economy flight from Melbourne to Los Angeles for 41,900 points each way.
If you want to make your travel dreams a reality, those 80,000 bonus Qantas Points could be yours if you apply and are approved by 30 April 2025. All you need to do to be eligible is spend $6,000 on eligible purchases within 90 days of card approval. After that minimum spend, 80,000 Qantas Points will be winging their way to your account within 12 short weeks.
In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.
What’s not so great
We need to point out that the card’s annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.
And, as of July 2023, BankSA has introduced an annual $75 Qantas Rewards fee if you earn Qantas Points through the Amplify Qantas rewards program.
Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.
Why should you choose this card?
An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day today.
As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature credit cardholders each year, as long as they spend at least $1 on their card within the preceding 12 months.
On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.
Overall Rating
Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, complimentary insurance, and a combo promotional offer of 80,000 bonus Qantas Points.
User reviews
Rates and fees
Interest rates
Purchase rate 20.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $15,000
Maximum credit limit $75,000
Fees & repayments
Annual fee $295 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Cash advance fee 3%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 80,000 points
Annual points cap 187,500
Bonus points spend criteria Spend $6,000 on eligible purchases within 90 days
Earning points with this card
Qantas Rewards points 0.75 points per $1 spent
Points cap per month Capped at $250,000 per year. Bonus Qantas Points excluded in the cap.
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 6 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Travel insurance underwritten by Allianz Global Assistance
Eligible with Apple Pay, Samsung Pay & Google Pay
Fraud Protection Guarantee
Two Qantas Lounge passes each year
Overview
BankSA Amplify Signature Credit Card – Qantas
Disclaimer: The interest-free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest-free period for purchases, to be entitled to that interest-free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
*From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points are not included in the cap.
Key features
- Earn 80,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
- Earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases per year*
- $279 annual card fee
- Get up to 55 days interest free on purchases
- $75 annual Qantas Rewards fee
- Two complimentary airport lounge passes per year
- Complimentary insurance
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Permanent resident in Australia/NZ OR; Non-resident or migrant that holds an acceptable Visa, with a minimum 1 year before expiry
-
Minimum income of $75,000 p.a.
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
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