How do you pay using Google Pay?
You can use Google Pay wherever contactless payments are accepted. Here's how easy it is:
- To pay with your phone: Unlock your phone and hold it close to the card reader until it beeps or vibrates and a blue checkmark appears on the screen. There is no need to open the Google Pay app.
- To pay with an Android Watch: hold it close to the card reader and wait for the vibration or beep.
If you're making a purchase over $100, you may be asked to enter your credit card PIN to authorise the transaction.
When making a payment online, simply click on the Google Pay button to complete the transaction at participating retailers. You can also use the Google Pay button to pay when using Google Chrome and in certain apps.
Why use Google Pay?
Google Pay is designed to make paying for stuff quicker and easier. The main attraction of using Google Pay would have to be convenience, whether you’re making the payment in person or shopping online. You can tap-and-go at the checkout, or press a button to pay online. Shopping online with Google Pay can save you even more time by auto-filling your customer information, such as your billing and shipping address.
Google Pay can streamline what you need to carry. As long as you know you will only be paying for stuff at retailers that accept Google Pay – which is any retailer that accepts contactless payments – you can choose to leave your wallet at home. This could come in especially handy when you want to go to the beach, to the gym or for a run.
Google Pay makes in-app payments easy. In terms of making purchases online, there are lots of ways Google Pay can help. You can use it to shop online, but you can also use it to pay for stuff in apps and when you purchase Google products and services.
Google Pay is more secure than using your physical card. When you make a payment using Google Pay, it uses virtual account information to process the transaction. That means none of your actual card details are shared with the retailer. And if you lose your device, you can suspend or disable Google Pay on that device until you have the situation sorted out.
You can earn rewards on your purchases. When using your credit card via Google Pay, you earn rewards on your purchases in the same way as you would using your physical card. You may also be able to add store loyalty cards to Google Pay – and as a user, you can access exclusive offers and discounts just for using the payment system.
Can you use Google Pay with any credit card?
You need a credit card that's compatible with Google Pay. Many providers are compatible, but not all, so check before you apply. The cards listed in our guide on this page work with Google Pay.
Can you use Google Pay on any device?
Google Pay has to be used on a compatible device. It's worth noting that some features in Google Play are only available in certain countries and on certain devices, so check Google’s FAQs page to get more info on what your device can do and where.
- To use Google Pay on your Android phone, your phone must have NFC capability, running Android Lollipop (5.0) or later.
- To use Google Pay with your Android Watch, your watch must have NFC compatibility, running Android Wear 2.0 or later.
- To use Google Pay with your Android tablet, your tablet must be running Android Lollipop (5.0) or higher. Note, tablets can’t be used to make payments in store, but they can be used to make payments within apps or on websites using Google Chrome.
Google Pay is designed for Android devices but does offer some functionality on iOS devices in the US.
How do you set up Google Pay?
If you want to use Google Pay on your computer, start by signing in to pay.google.com. To add a debit or credit card, sign in to Payment Methods and at the bottom, click ‘Add Payment Method’. Click ‘Add Credit or Debit Card’, and enter your card info. If you’re asked to verify your payment method, choose an option from the list, then find and enter the verification code.
If you want to use Google Pay on your device, download the Google Pay app then open it and follow the setup instructions. When prompted, add your card info. You can use your device’s camera to add the info, or enter it manually. If you’re asked to verify your payment method, choose an option from the list, then find and enter the verification code.
Note, you may be asked to set up a screen lock on your Android device. As Google Pay only works with PIN, pattern, password, fingerprint, and retinae scanning screen locks, screen locks like Smart Unlock or Knock to Unlock are not compatible.
Is Google Pay secure?
Using a digital wallet such as Google Pay could be said to be more secure than using your physical credit card. When you make a purchase using Google Pay, your credit card number and personal info is not released to the merchant. Instead, they receive a virtual account number that represents your card information.
Of course, you will receive the benefit of all the security features your physical card offers, such as anti-fraud monitoring. And if you lose your device? If your device is lost or stolen, you can lock it instantly from anywhere, change your password and remove all personal data using Google Device Manager.
Sources: Google
Manjulah
1 August 2024Pauline
5 August 2024