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Discontinued: St.George Vertigo Platinum Rainbow Credit Card
Discontinued: St.George Vertigo Platinum Rainbow Credit Card
1 review
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Discontinued: St.George Vertigo Platinum Rainbow Credit Card

Updated 22 November 2024

This card is no longer available for application. This information has been left for those who still have the card or were previously interested

Limited rainbow design edition so you can show your support for the LGBTQI community. This card offers 6.99% p.a. balance transfers for 12 months (no BT fee applies) plus, a low credit card purchase rate of12.99% p.a. Enjoy complimentary overseas travel insurance and up to 3 additional cardholders at no extra cost. T&Cs apply.

Points Earn Rate (per $1 spent)

Rewards Program

Bonus Points

N/A

Pros and cons

  • Low purchase rate of 12.99% p.a.
  • Overseas travel insurance - up to 6 months. Available if you are a permanent resident and pay for at least $500 of your prepaid travel costs to your Vertigo Platinum card. Covers unlimited hospital and medical expenses incurred overseas. Up to $30,000 for lost or damaged personal property. Up to $3,750 for alternative transport to a special event.
  • 3 additional cardholders at no extra cost
  • Complimentary price guarantee cover
  • Complimentary purchase cover insurance
  • Complimentary extended warranty insurance
  • Eligible with Apple Pay, Google Pay and Samsung Pay

  • Balance transfer rate switches to 21.49% p.a. after 12 months.
  • $99 annual fee
  • Does not offer rewards program

Creditcard.com.au review

Editor Review

Discontinued: St.George Vertigo Platinum Rainbow Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. about this card.

The St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. Low rate credit card with extra benefits like overseas travel insurance for trips up to 6 months.

User reviews

Discontinued: St.George Vertigo Platinum Rainbow Credit Card ( based on 1 Creditcard.com.au user review )

87% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 12.99% p.a.

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 6.99% p.a. for 12 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Brands you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limit $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional cardholder fee Up to 3 at no extra cost

Foreign transaction fee 3%

Minimum repayment

Cash advance fee N/A

Late payment fee $15

Rewards and points

Rewards program

Rewards Program N/A

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Points cap per month N/A

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

Rainbow card design

Eligible with Apple Pay, Google Pay and Samsung Pay

Overview

Discontinued: St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. Comes with St George’s lowest credit card purchase rate at 12.99% p.a. and comes with an annual card fee of $99. Get up to 3 additional cardholders at no extra cost.

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • 6.99% for 12 months on balance transfers (no balance transfer fee).
  • Limited rainbow design edition so you can show your support for the LGBTQI community.
  • Overseas travel insurance - up to 6 months. Available if you are a permanent resident and pay for at least $500 of your prepaid travel costs to your Vertigo Platinum card. Covers unlimited hospital and medical expenses incurred overseas. Up to $30,000 for lost or damaged personal property. Up to $3,750 for alternative transport to a special event.
  • Purchase Insurance
  • $99 annual card fee
  • Lowest St George purchase rate of 12.99% p.a.
  • Up to 55 days interest free on purchases
  • 3 additional cardholders at no extra cost
  • Apply online in 10 minutes. 5 mins for existing St George customers
  • Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask our credit card expert a question.

8 questions (showing the latest 10 Q&As)

Margaret Merlo-Brown.

Margaret Merlo-Brown.

7 May 2020
I would like t0 apply for a low bank card,please.
Danuta

Danuta

22 March 2020
Hello I am trying to apply for the rainbow vertigo card but it will not load and says there is an error?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 March 2020
    Hi Danuta, St George have pulled most of their credit cards from market right now. Its a sign of the times. Crazy moves but they say they cannot process as they don't have the staff to do so due to Corona. You will need to look outside of St George at this time. Actually I just tried our link and it appears to be working for that product. So you should be able to apply https://www.creditcard.com.au/st-george-vertigo-platinum-rainbow-credit-card/
Corinne

Corinne

8 March 2020
i'd like to know within the first 0% interest rate, how much do I have to pay per month? is there a minim payment?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 March 2020
    Hi Corinne, the minimum payment is 2% of what credit you have used. So if you have spent $1000. Then it would be $20.
Samuel

Samuel

21 January 2020
Just need $ 10,000 and I will pay back with 2 years/
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 January 2020
    Hi Samuel, if you are looking for cash to use. Then a low rate personal loan would be a better option e.g. https://www.creditworld.com.au/hsbc-personal-loan.html. With this St George Vertigo Rainbow you only have a 0% for 18 months on balance transfer. The purchase rate is 13.99% and the cash rate is 21.49% p.a.
Nick

Nick

10 January 2020
So the 15 month of 0% p.a. means I can go in depth on my credit while I will get no fees until the 15 month are over right?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 January 2020
    Hi Nick, you can make purchases up to your credit limit. You will not be charged any interest on this balance until post the 15 months.
Sara

Sara

29 May 2019
I've notice below someone has asked for the minimum spend requirement and you replied no minimum spend requirement. Why does it say $6000 is the minimum spend? what does that mean?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 May 2019
    Hi Sara, this is $6,000 minimum credit limit. That is, the lowest credit limit you can get with the card, if approved, is $6,000.
Mark

Mark

2 March 2019
Does this card have a minimum spend requirement ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Mark, this card has no minimum spend requirement.
Nicole Smith

Nicole Smith

11 December 2018
Am I able to transfer my existing credit card to this card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 December 2018
    Hi Nicole, what is your existing credit card? A balance transfer must be between different banks e.g. CBA to St George.

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